Kovara Get started
🇨🇮 XOF

Banking software for
Ivory Coast.

Ivory Coast is West Africa's largest economy and a major microfinance market. MTN MoMo, Orange Money, and Wave compete for mobile money dominance. The country's growing fintech sector needs affordable, compliant core banking — and most institutions are still on spreadsheets or legacy systems.

From $249
/month, tiered pricing
3
payment providers in Ivory Coast
Hours
to go live
100%
your data, your region

The payment rails Ivory Coast runs on. Built in.

Flip a switch and collect repayments the way your borrowers already pay. No middleware, no extra vendors, no markup on transactions.

MTN MoMo Orange Money Wave

Your data stays in Ivory Coast.

Law on Personal Data Protection compliance isn't optional. Kovara Cloud hosts your data in your region — in your regulator's jurisdiction, fully managed. Self-hosting available on Institutional when required.

BCEAO Ready

Full audit trails, maker-checker controls, and regulatory reporting built in. Designed for MFIs, cooperatives, fintech lenders.

Law on Personal Data Protection

Kovara Cloud keeps member data hosted in your region, under your regulator's jurisdiction. Full compliance with local data protection requirements.

Works Offline

Field agents collect payments and onboard customers with no internet. Data syncs automatically when connectivity returns. Built for real conditions.

One platform for every institution type.

Whether you're a village savings group or a licensed bank, Kovara has the features your institution needs at a price that makes sense.

Loan Management

Full lifecycle from application to closure. Individual, group, and solidarity lending with automated repayment schedules.

Savings & Deposits

Savings accounts, fixed deposits, share capital, and recurring deposits with automated interest accrual.

Double-Entry Accounting

Every transaction posts to the GL automatically. Chart of accounts, trial balance, income statement, and balance sheet.

Full White Labeling

Your logo, your brand, your domain. Members see your institution — not Kovara.

KYC & Credit Bureau

Connect your regional KYC and credit bureau providers. Run checks directly from the loan application screen.

Member Self-Service

Members check balances, apply for loans, and download statements from a branded portal or mobile app.

Ready to modernize your institution?

From $249/month. All features included. Deploy in Ivory Coast today.